The biggest draws for me to option #2 are that [a] I'd be that much closer to being completely out of debt (I have a thing about avoiding debt wherever possible), and [b] finishing my car payments a year in advance, and therefore saving several hundred dollars in interest. However, you bring up a good point about my credit score, and it's not like I'm having trouble making payments.
no subject
Date: 2008-11-07 10:22 pm (UTC)