I'm a little skeptical as to how that would work, simply because it's so unwieldy - it'd take an extremely complex network of laws, exceptions, and rulings, not to mention oversight (something the federal government traditionally hasn't been good at), in order to make it work. Simply making available a baseline standard of care at a reasonable price would be much simpler - the insurance companies would have to live up to that standard in terms of care and service in order to be competitive, and the market would take care of itself.
no subject