Shake shake shake...

[missroserose]

Just to shake things up a bit, this Friday I ask you a question! (But you can still ask me a question, too.)

[Poll #1293225]

I encourage thinking outside the box; if your answer doesn't fit neatly into a category, feel free to post additional thoughts.

Comments

[gracewanderer.livejournal.com]

Keep three months' expenses in a liquid savings account, and pay off the loan normally. It will help your credit more and you'll remain more secure throughout.

[roseneko.livejournal.com]

The biggest draws for me to option #2 are that [a] I'd be that much closer to being completely out of debt (I have a thing about avoiding debt wherever possible), and [b] finishing my car payments a year in advance, and therefore saving several hundred dollars in interest. However, you bring up a good point about my credit score, and it's not like I'm having trouble making payments.